• Are you behind on your mortgage payments?
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• Are you being threatened with eviction?
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• Is your home worth less than you owe on it?
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• Are you facing foreclosure or bankruptcy?
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• Is your interest rate to high?
 
Modify your loan and...
• Reduce your interest rate
• Reduce the amount needed to reinstate
• Lower your monthly mortgage payment
• Convert your loan to a Fixed Rate
• Escrow your taxes and insurance
• Stop possible approaching foreclosure
 
 
Additional services offered by AHS include:
• Mortgages
• Short sales
• Credit consolidation & repair
• Home remodeling
 
Loan modifications may be the only way to assist struggling homeowners.
The purpose of our programs are to help homeowners save their home from foreclosure without selling, filing bankruptcy, or refinancing. By negotiating directly with lenders we can restructure the loan and reduce the amount needed for reinstatement.

There are consumer protection laws that are helping homeowners fight against lenders who are trying to foreclose on their homes. If you behind on your mortgage payments a loan modification can eliminate past-due amounts, reduce your interest rate, reduce the balance of loan, and eliminate delinquent fees owed.

We make the process convenient, personal, and effective. AHS understands the importance of providing individual service, which is why our personalized modification programs get results. A consultant will look at your case based on your financial situation, past and present. We have already helped many families to keep their homes and avoid financial ruin.

The AHS representatives fight cases of predatory lending, loan modifications and foreclosures. All programs have been developed to banking standards and guidelines. AHS meets all federal and state laws and regulations.